You've Got To Find Ways To Save Money

"You've got to be old with money because to be old without it is just too awful... you can't be old and without it."

-Tennessee Williams

While its been said that if you do something that you love you'll never work a day of your life you can't do what you love if what you love doesn't generate enough money. You either need to find a way to make your passion profitable or find something else to do that will pay your bills. 

There's nothing wrong with doing something that you don't necessarily love, to pay the bills, and then make a side business of your passion until such time it becomes profitable. 

Working without the ability to save part of the income earned means that you're surrendering your life to production. Those that have enough income, and don't save, are not better off than those that can't save.

We also need to keep in mind that life is unpredictable and can get in the way of the best financial plans just as much as the worse ones. There are no full proof plans but you'll always be better off with some savings as money will give you options that you wouldn't otherwise have.