40 years ago, it was possible to land a good job with nothing but a high school education. Nowadays, a high school diploma gives you a minimum wage job. Even without considering inflation, the current educational system is a bad deal.
40 years ago, many companies offered on the job training. Now the responsibility falls on the individual to fund his own education. Sometimes, that education doesn't amount to anything.
Houses are simply no longer affordable...
I'm not going to say that education/housing are a human rights but making money off of someone's need for education/housing is odd. The only way for someone to make progress in the society that we've built is through proper education and housing yet we've locked that down behind a paywall constantly adjusted to an ever increasing inflation.
Can society really thrive in a situation like this? How many would be great doctors have chosen a more affordable path?
Should there be a cost to Education/Housing? Of course! Someone has to put that together and they deserve to be compensated for it. The problem isn't that there's a cost associated to education/housing - it's that the cost is too high and there's a need to profit from it.
Some people buy houses for the purpose of renting them out at a profit. What is the landlord adding in value to the renter or society as a whole? Is the landlord mowing the lawn really worth the 2x monthly fee paid for the house?
Owning renting properties is a legitimate step that many can take to reach financial freedom. The frustrating part is that not everyone can partake in this endeavor. The renter is, more often than not, forever stuck into the system - not able to get out of it because a chunk of his paycheck is going towards his house or to repay his education.